• No fees, charges or commissions
• No minimum deposit
• Interest earned is subject to DIRT at the prevailing rate
• Interest is calculated daily and added to your holdings at 31 December each year
• Additional lodgements can be made at any Post Office or by post

• Up to €3,000 daily limit available on demand at any Post Office
• Over €3,000 limit is available subject to 7 days' notice
• This product is not available online
• The Deposit Account can be operated by an account holder aged 7 years or older without the consent of the child's parent or guardian
• The maximum overall limit for Deposit Accounts is €250,000 per individual customer. For non-individuals, the maximum overall limit is €5,000,000

Frequently asked questions

• Are my Ireland State Savings products guaranteed?
• Are Prize Bonds winnings or Ireland State Savings products subject to Tax?
• Will I pay any fees, charges or commission?
• I don’t live in Ireland. Can I buy Ireland State Savings products?

Forms & Downloads

• Deposit Account Brochure
• Deposit Account Application Form
• Deposit Account Repayment Form