Savings Products & Prize Bonds | Ireland State Savings

For over 100 years, we’ve helped people of all ages to save – with as little as they like, for as long as they want. We’re here to help you save in a way that suits you. Explore our range of products today.

Revised rates for Ireland State Savings products, including POSB deposit accounts, come into effect on 30ᵗʰ August 2026. Revised rate for calculating the Prize Bond prize fund comes into effect on 1ˢᵗ September 2026.

Learn more

Why choose Ireland State Savings?

View and manage your holdings with Ireland State Savings Online
Repayment received into your bank account
Prize Bonds are entered into weekly draws

Tax-free savings products*
*Applies to all Ireland State Savings products except Deposit Account
Your savings are 100% protected by the Irish State
There are no fees, sales commissions or transaction charges

Find out more

We have the Savings Product for you

Whether you’re planning to buy your house, saving for your children’s future, planning your retirement or just putting something aside for a rainy day, we have a saving product to suit you.

10 Year Issue 9

National Solidarity Bonds

22% Total Return
2.01% AER
Issue 9
Tax Free
No fees

Learn more Buy now

5 Year Issue 25

Savings Certificates

9% Total Return
1.74% AER
Issue 25
Tax Free
No fees

Learn more Buy now

3 Year Issue 18

Savings Bonds

4% Total Return
1.32% AER
Issue 18
Tax Free
No fees

Learn more Buy now

6 Year Issue 17

Instalment Savings

10% Total Return
1.75% AER
Issue 17
Tax Free
No fees

Learn more

Prize Bonds

Prize Fund rate currently 1.00%
Weekly jackpot of €50,000
Monthly prize of €500,000
Tax Free Prizes

Learn more Buy now

Prize Bonds as a Gift

Prize Fund rate currently 1.00%
Weekly jackpot of €50,000
Monthly prize of €500,000
Tax Free Prizes

Learn more Gift now

View all our products

Prize Bonds

Prize Bonds give you a great way to save, while being in with a chance to win. With weekly draws and a jackpot each month, you might win, but you’ll never lose.

Prize Bonds

Save with a chance to win, each and every week.

Learn more Buy now

Prize Bonds as a Gift

Whatever the occasion, Prize Bonds always make a great gift.

Learn more Gift now

Savings Ideas

“Plant a tree today, so your children can enjoy its shade.” Whatever you’re saving for, we’ve got an option to suit you.

Ireland State Savings, it's a good feeling

Why choose Ireland State Savings?