- No fees, charges or commissions
- Repayment to your bank account
- Fixed rate of return
- Minimum €50 up to maximum €120,000 per individual per issue
- Ireland State Savings customers may purchase online, at the Post Office, by post or over the phone
- Manage your holdings easily online with Ireland State Savings Online
- To benefit from the full return, you must hold the product to maturity
- You may cash in your products early and you will still get your original savings back in full with any interest due. See Terms and Conditions for full details
- Terms and conditions apply
Show yearly returns
| Term | AER | Interest | Your Return |
|---|---|---|---|
| TermYear 1 | AER0.00% | Interest0.00% | Your Return€1,000.00 |
| TermYear 2 | AER0.50% | Interest1.00% | Your Return€1,010.00 |
| TermYear 3 | AER0.66% | Interest2.00% | Your Return€1,020.00 |
| TermYear 4 | AER0.74% | Interest3.00% | Your Return€1,030.00 |
| TermYear 5 | AER1.17% | Interest6.00% | Your Return€1,060.00 |
| TermYear 6 | AER1.29% | Interest8.00% | Your Return€1,080.00 |
| TermYear 7 | AER1.37% | Interest10.00% | Your Return€1,100.00 |
| TermYear 8 | AER1.54% | Interest13.00% | Your Return€1,130.00 |
| TermYear 9 | AER1.66% | Interest16.00% | Your Return€1,160.00 |
| TermYear 10 | AER2.01% | Interest22.00% | Your Return€1,220.00 |
Frequently asked questions
Prize Bonds
- Prize Fund rate currently 1.00%
- Weekly jackpot of €50,000
- Monthly prize of €500,000
- Tax Free Prizes
Prize Bonds as a Gift
- Prize Fund rate currently 1.00%
- Weekly jackpot of €50,000
- Monthly prize of €500,000
- Tax Free Prizes
Savings Calculator