Saving for a House Deposit

Whether you’re taking your first steps onto the property ladder or planning to trade up, use Ireland State Savings to help you save towards your home.

We have a range of secure savings products that you can access quickly and easily to help you put that deposit together.


If you have a lump sum to save, our fixed term products provide our very best rates over 3, 5 and 10 years.


If you’d rather save regularly, our 6 Year Instalment Saving option lets you save a regular amount over a year for a tax-free return after the next five.

Find the right savings products for you in the Our Products section along with a useful Savings Calculator.

Ways to save that suit you